# Heat Pump Installation in Roseville, CA

> Heat pump installation in Roseville: Roseville Electric's tiered rates, no SMUD rebate, climate zone 11 sizing and the OPS Portal permit checklist. Get an estimate.

URL: https://tulesacramentoheatpump.com/service-areas/roseville/

Ducted heat pumps for Roseville homes on Roseville Electric, planned around tiered rates, a hotter design day and the City's OPS Portal permit checklist.

## What brings Roseville homeowners to a heat pump

A

### No SMUD rebate on a Roseville Electric address

SMUD's heat pump rebates need a SMUD account, and Roseville Electric's rebates page lists no residential heat pump HVAC rebate, so the price before rebates is the working budget.

B

### An attic furnace being replaced with an attic air handler

Roseville's HVAC checklist asks for complete, stamped and signed plans when a new mechanical unit goes in the attic or on the roof, so the scope is confirmed with the Building Division first.

C

### A winter bill that crosses 500 kWh

Roseville Electric prices energy in two tiers, with no residential time-of-use schedule. Heat pump use above 500 kWh a month lands in the higher tier, at about $0.199 per kWh with surcharges.

D

### Sizing for a 100°F design afternoon

The CEC lists Roseville's 1% cooling design at 100°F, two degrees above Sacramento Airport, and places the city in climate zone 11, so cooling capacity gets the closer look.

## Heat pump services in Roseville

Furnace to heat pump conversion

One ducted heat pump in place of the gas furnace and the central AC, sized from a load calculation and tested to Title 24.

Air handler replacement

A new indoor fan and coil cabinet matched to the outdoor unit, with the drain, filter, backup heat and duct test done to Title 24.

Variable speed heat pump

An inverter-driven heat pump that runs at the output the house needs, sized and set up for Sacramento's heat and SMUD's rebate tiers.

Dual fuel heat pump

A heat pump added to a gas furnace that still has life in it, with the changeover point set from your utility's rates and the house's heat loss.

Heat pump replacement

An aging heat pump swapped for a matched, correctly sized system, with the ducts tested and the charge verified under Title 24.

A Roseville homeowner reading about SMUD’s heat pump rebates will find they stop at the city line. Roseville buys its power from its own municipal utility, Roseville Electric, and that changes the rebate, the rate structure and the running-cost math at once. [Tule Sacramento Heat Pump](https://tulesacramentoheatpump.com/) installs and converts ducted heat pumps across Roseville, from Old Roseville and Diamond Oaks to West Roseville, Highland Reserve and Sun City Roseville, with licensed and insured contractors doing the work.

## No SMUD rebate on this side of the line

The California Energy Commission’s utility maps show Roseville Electric serving Roseville, with PG&E supplying gas. SMUD’s rebates require an active SMUD account, so they don’t apply here.

### What is left

- **Roseville Electric.** Its residential rebates page lists EV programs, PowerFlex, home energy reports and solar, with no residential heat pump HVAC rebate. Ask the utility before buying in case a program returns.
- **Statewide.** TECH Clean California stopped taking reservations on November 14, 2025, and California’s HEEHRA rebates are fully reserved.
- **Federal.** The 25C tax credit for heat pumps has ended.

The [California heat pump rebate guide](https://tulesacramentoheatpump.com/guide/california-heat-pump-rebates/) tracks what reopens. For budgeting, the price before rebates is the working figure.

## Tiered pricing instead of time of day

Roseville Electric prices residential energy in two tiers and lists no residential time-of-use schedule:

| Charge | Roseville Electric |
| --- | --- |
| Tier 1, first 500 kWh a month | $0.1469 per kWh |
| Tier 2, above 500 kWh | $0.1912 per kWh |
| With renewable, GHG, hydro and state surcharges | About $0.1546 and $0.1989 |
| Basic service charge | $30.00 per meter a month |

### What tiers do to a heat pump bill

Because the price depends on how many kWh the house uses in the month, not when, the hour a heat pump runs matters less than how efficiently it runs over the season. Any heat pump use beyond the house’s first 500 kWh in a month is billed at the Tier 2 price.

Measured against PG&E’s baseline gas rate, the derived break-even for beating a 95% furnace is a COP of about 1.70 in Tier 1 and 2.18 in Tier 2, against 1.41 to 1.95 on SMUD. The [heat pump electric bill guide](https://tulesacramentoheatpump.com/guide/heat-pump-electric-bill-sacramento/) runs the numbers.

## The OPS Portal checklist and the attic question

### How the permit starts

Roseville’s Building Division handles HVAC replacements through its OPS Portal. Under the City’s Residential Mechanical Electronic Submittal Checklist, a pre-application starts under Residential, then home repair or maintenance, then heating, ventilation and air conditioning replacement. The Residential HVAC Alteration Form CF1R-ALT-04-E is attached, and a payment request follows once the City processes it.

### When stamped plans come in

The checklist adds one line that matters wherever the furnace sits in the attic: if a new mechanical unit goes in the attic or on top of an existing roof, complete, stamped and signed building plans are required. Read literally, that can cover an air handler replacing an attic furnace, so the requirement is confirmed for the specific scope before the quote is final. Where plans are needed, they add time and cost to the job.

Plan a Roseville heat pump

Send the street, where the furnace or air handler sits, and the age of the system. The OPS Portal path is checked during scoping.

## Climate zone 11 and a 100°F design day

The CEC’s design data for Roseville gives 100°F for cooling at the 1% level, 102°F at 0.5% and 105°F at 0.1%, with a heating design of 30°F at 0.2%. That is two degrees hotter at the 1% level than Sacramento Airport. The CEC’s climate zone map places Roseville in zone 11, while Sacramento is in 12.

### What changes and what doesn’t

The extra degrees go into the cooling load, which usually sets the size on the valley floor, and a room-by-room calculation shows whether they move the tonnage. The [heat pump sizing guide](https://tulesacramentoheatpump.com/guide/heat-pump-sizing/) explains the method. For Title 24 alterations, zones 11 and 12 fall in the same prescriptive bands, so the duct test, charge verification and R-8 rule for new ducts are the same; the forms and design data are what differ.

## Gas furnace, AC or both

The Census Bureau’s American Community Survey counts 45.5% of Roseville’s homes as built in 2000 or later and 17.3% before 1980; 68.3% of households heat with gas and 28.6% with electricity. The scope usually follows from the equipment that is failing.

- **Both near the end.** A full [gas furnace to heat pump conversion](https://tulesacramentoheatpump.com/gas-furnace-to-heat-pump-conversion/), with the gas line capped and the flue sealed.
- **AC failing, furnace young.** A [dual fuel heat pump](https://tulesacramentoheatpump.com/dual-fuel-heat-pump/) keeps the furnace for cold mornings. With Roseville’s narrower operating-cost gap, the switchover temperature is worth setting carefully.
- **Existing electric heat.** A [heat pump replacement](https://tulesacramentoheatpump.com/heat-pump-replacement/) with a new [air handler](https://tulesacramentoheatpump.com/heat-pump-air-handler-replacement/).

On a 100°F design day, a [variable-speed heat pump](https://tulesacramentoheatpump.com/variable-speed-heat-pump/) can run steadily rather than cycling at full output.

## Across the line in Rocklin and Granite Bay

Roseville Electric’s territory ends at the city limits. The CEC’s maps put Rocklin and Granite Bay on PG&E delivery with Pioneer Community Energy generation, which changes the heating math again: on PG&E’s E-ELEC rate the derived break-even against a 95% furnace climbs to a COP of about 3.13 to 3.52. Rocklin also carries a hotter design, 103°F at the 1% level.

So two houses a mile apart, one on each side of the Roseville-Rocklin line, can get different equipment advice from the same load calculation. The utility on the bill is confirmed at the first call, and the [Rocklin page](https://tulesacramentoheatpump.com/service-areas/rocklin/) covers that side of the line.

## How a Roseville project moves

1. **Intake.** The system’s age, where the indoor unit sits, whether the bill comes from Roseville Electric, and the address.
2. **Visit.** Room-by-room loads, duct leakage and static pressure, the panel, and the outdoor unit’s spot with defrost drainage.
3. **OPS Portal.** The pre-application filed with the CF1R-ALT form, plus plans if the attic or roof rule applies.
4. **Installation.** Refrigerant recovered, equipment replaced, lines brazed, evacuated and charged.
5. **Verification.** Airflow and charge confirmed, the ECC-Rater test, the City’s inspection and the thermostat setup. The [Sacramento cost guide](https://tulesacramentoheatpump.com/guide/heat-pump-installation-cost-sacramento/) and [permit guide](https://tulesacramentoheatpump.com/guide/heat-pump-permit-title-24/) cover each step’s cost and paperwork.

## Neighborhoods, landmarks and routes

- West Roseville
- Old Roseville / Downtown
- Diamond Oaks
- Highland Reserve
- Sun City Roseville

### Landmarks

- Westfield Galleria
- Maidu Regional Park
- Roseville Utility Exploration Center

### Main routes

- I-80
- SR-65
- Douglas Blvd
- Pleasant Grove Blvd

1. 1. Carmichael, Fair Oaks and Arden-Arcade
2. 2. Citrus Heights
3. 3. Davis and Woodland
4. 4. El Dorado Hills
5. 5. Elk Grove
6. 6. Folsom
7. 7. Land Park, Curtis Park and East Sacramento
8. 8. Rocklin, Lincoln, Loomis and Granite Bay
9. 9. Roseville
10. 10. West Sacramento

Planning a heat pump in Roseville?

Call with your current system, the rooms that bother you and your ZIP code.

## Roseville questions

### How much does a heat pump cost in Roseville without a SMUD rebate?

The Sacramento-area ranges apply: replacing a gas furnace and central AC with a ducted heat pump typically runs about $15,000 to $24,000, with typical jobs near $18,000 to $19,000, and about $20,000 to $31,000 when the ducts are replaced too. In Roseville that is the figure to budget, since no utility heat pump rebate is listed. A permit set by the City, a few hundred dollars, is added.

### Does Roseville Electric offer a heat pump rebate?

Not on its current residential rebates page, which lists EV, PowerFlex, home energy reports and solar but no heat pump HVAC rebate. Rebate programs change, so it is worth asking Roseville Electric before buying. SMUD's rebates require a SMUD account and do not apply, and the statewide TECH and HEEHRA programs are closed to new reservations.

### Is a heat pump cheaper to run than gas on Roseville Electric?

It can be, by a smaller margin than in SMUD territory. Against PG&E's baseline gas rate and a 95% furnace, the derived break-even is a heat pump COP of about 1.70 in Roseville Electric's first tier and 2.18 in the second. A heat pump that beats those figures across the winter heats for less than gas; the cooling efficiency gain adds to the case.

### When does a Roseville HVAC permit need stamped plans?

Roseville's residential HVAC replacement checklist asks for complete, stamped and signed building plans if the new mechanical unit goes in the attic or on top of an existing roof. A ground-mounted outdoor unit with indoor equipment in a closet or garage doesn't hit that line. Whether a specific attic replacement does is confirmed with the Building Division during scoping.

### Does climate zone 11 change the Title 24 rules for a Roseville heat pump?

Mostly the paperwork and design data, not the checklist. The CF1R-ALT form is filed for climate zone 11 instead of 12, but the alteration requirements fall in the same bands for both zones: duct sealing and ECC-Rater testing, refrigerant charge verification for heat pumps, and R-8 insulation on new ducts. The CEC's address-level map settles the zone near the boundary.

## Related guides

- Learn [How much will a heat pump add to your electric bill in Sacramento?](https://tulesacramentoheatpump.com/guide/heat-pump-electric-bill-sacramento/)How heating moves from the gas bill to the electric bill, what a therm of heat costs under each local rate plan, how summer peaks and fixed charges work, and the settings that keep a heat pump's bill from creeping up.
- Learn [What heat pump rebates are still available in California for Sacramento-area homes?](https://tulesacramentoheatpump.com/guide/california-heat-pump-rebates/)A program-by-program status check for the incentives that used to stack on a heat pump, what each electric utility in the region offers, the income-qualified help that remains, and how to budget when no rebate applies.
- Learn [What does a heat pump permit in Sacramento involve, and what does Title 24 check?](https://tulesacramentoheatpump.com/guide/heat-pump-permit-title-24/)The permit office for each part of the region, what the City of Sacramento's standard change-out permit allows, every Title 24 test a change-out carries, and how SB 222 reshapes permits from 2027.
- Learn [How is a heat pump sized for a Sacramento home?](https://tulesacramentoheatpump.com/guide/heat-pump-sizing/)How a load calculation turns your house, your town's design temperatures and your ducts into a capacity, why the old condenser's tonnage is a poor guide, and what Title 24 and the City permit allow.
- Cost Guide [How much does heat pump installation cost in Sacramento?](https://tulesacramentoheatpump.com/guide/heat-pump-installation-cost-sacramento/)Typical Sacramento-area ranges for ducted heat pump jobs, the public figures inside a price, permit fees by jurisdiction, the parts only a site visit can price, and which incentives are still open.

## Nearby service areas

- [Rocklin, Lincoln, Loomis and Granite Bay](https://tulesacramentoheatpump.com/service-areas/rocklin/)A summer design day five degrees hotter than Sacramento's
- [Citrus Heights](https://tulesacramentoheatpump.com/service-areas/citrus-heights/)A house that already heats with electricity
- [Carmichael, Fair Oaks and Arden-Arcade](https://tulesacramentoheatpump.com/service-areas/carmichael-fair-oaks/)A County parcel with a Sacramento mailing address