# Heat Pump Cost Estimator for Sacramento

> Heat pump cost calculator for Sacramento-area homes: before-rebate ranges for ducted conversions, a panel upgrade line, the SMUD rebate that may apply, and what moves the price.

URL: https://tulesacramentoheatpump.com/tools/heat-pump-cost-estimator/

This heat pump cost calculator asks five questions about your house and gives a typical Sacramento-area range before rebates, the SMUD rebate that may apply, and what is and is not in the number. No contact details needed; the result updates as you go.

## Estimate your project

What heats the house now and what happens to the ducts choose the range. The panel answer adds a separate line, and your utility and compressor type decide the rebate. None of them stretch or shrink the range itself.

## How the estimate works

Replacing a gas furnace and central air with a ducted heat pump shows $15,000 to $24,000. A package gas unit swapped for a package heat pump shows $15,500 to $24,000. Replacing the ducts in the same project shows $20,000 to $31,000. These come from completed local projects before rebates. Each range holds the middle of those projects, so the top is not a ceiling: larger or harder jobs go past it.

For an older heat pump or electric heat, there is only one local source, so the tool shows SMUD's published median of about $17,000 for split systems instead of a range. Keeping the furnace and adding a heat pump (dual fuel) has no reliable local figure, so it shows what moves the price instead.

A panel upgrade is its own line, $1,500 to $4,500 for a standard 100- to 200-amp upgrade. SMUD's rebate tiers are $3,000 for a variable-stage and $2,000 for a two-stage heat pump replacing gas, and $1,000 replacing an electric system. The tool never subtracts them, because SMUD confirms each one.

## What the range leaves out

- A panel upgrade, shown separately when your panel answer suggests one
- Rebates, which depend on SMUD's confirmation and are never subtracted
- Wall, ceiling or attic repairs beyond the installation itself
- Size scaling: the tool does not price by tons or square feet, because a load calculation sets the size
- Commercial systems, which are priced after a visit

[Read the Sacramento cost guide](https://tulesacramentoheatpump.com/guide/heat-pump-installation-cost-sacramento/)[SMUD heat pump rebates](https://tulesacramentoheatpump.com/guide/smud-heat-pump-rebates/)[Check if your home is ready](https://tulesacramentoheatpump.com/tools/heat-pump-assessment/)